goodbye brazil - Let's get a bit more granular here and look at what the terms **_insured and uninsured deposits_** mean. When you deposit money in a bank, the FDIC insures your deposits up to a certain amount. Right now, that amount is $250,000 per depositor, per insured bank. This means if your money is in an FDIC-insured bank, and the bank goes belly up, the FDIC will pay you back up to $250,000. It's designed to protect everyday depositors and give them peace of mind. **_Uninsured deposits_**, on the other hand, are the amounts that exceed the $250,000 limit. At **_SVB_**, a significant portion of the deposits were uninsured. This is because tech companies and startups often have large sums of money in their accounts. The FDIC's decision to cover even the uninsured deposits at SVB was a significant move, and it was aimed at preventing a panic and keeping the financial system stable. This showed that the FDIC was willing to go the extra mile to prevent a broader crisis.
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